An Independent Review of: The AXA EQUI-VEST® (Series 201) contract for employer-sponsored 403(b) retirement plans

July 30, 2018

Dear Reader, This is a detailed post about a popular 403(b) annuity product. As a participant in a 403(b) account, you have the choice to invest in either mutual funds or annuities. If you work in K-12 school and participate or plan to participate in a 403(b), there is a… Read more

Teachers: Is the Death Benefit Killing Your Retirement Plan?

April 23, 2018

How One Fee Might Be Draining Your Nest Egg As a teacher, knowing facts is part of the job. But when it comes to 403(b) plans, many teachers and educational administrators will readily admit that they don’t have all the facts. As a financial advisor, it’s my job to present… Read more

Teachers 5-Step 403b Retirement Shopping Guide

November 10, 2017

Savvy Shopping – The New Past-time for Teachers When you begin working as a teaching professional, your school district will likely offer you an opportunity to save for retirement, known as a 403b Retirement Plan. What you might not know is that you can shop around for your plan, just… Read more

403b pearls of wisdom for teachers

Retirement Pearls of Wisdom for Teachers

October 23, 2017

Ask Questions, Save Money When It Comes to Your 403(b) Let’s be honest. Life is busy. Sometimes even knowing what types of retirement options are available to you—or even which ones you have–is difficult enough, without allocating the time to really understand each. Perhaps all too often, things are left… Read more

The Roth 403(b)

October 1, 2017

Some employers offer 403(b) plan participants the opportunity to make Roth 403(b) contributions. If you’re lucky enough to work for an employer that offers this option, Roth contributions could play an important role in maximizing your retirement income. What is a Roth 403(b)? A Roth 403(b) is simply a traditional… Read more

403b Teachers Apple

403(b) Basics

October 1, 2015

A 403(b) plan is an employer-sponsored retirement plan for certain employees of public schools, tax-exempt (501(c)(3)) organizations, and churches. The employer can purchase annuity contracts for eligible employees, or establish custodial accounts to be invested in mutual funds or other investments. In the case of annuity contracts, a 403(b) plan… Read more