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4 Questions Teachers Should Ask a Financial Advisor

Both public and private school teachers have special financial considerations that a high-quality financial advisor should address and incorporate into a financial plan for their clients. But is this happening? Below are 4 questions that teachers should ask when they are choosing a financial advisor. 1. Are you a fiduciary? What are your certifications? Your …

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Monroe-Woodbury CSD 403(b) Plan Review

Monroe-Woodbury 403b Plan Review

Before You Sign On The Dotted Line, Do Your Homework A 403(b) plan can be an excellent way to save money for retirement. It can serve as a supplement to your NYSTRS pension plan. But choosing the right 403(b) retirement plan can be overwhelming especially if you work in a school district. In this article, …

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Podcast: Bruce McNutt and Ken Ford discuss 403b’s

403b podcast

403b Podcast Ken Ford and Bruce McNutt discuss 403(b) plans. This podcast is for teachers, superintendents, and teachers union reps. Links mentioned in podcast: Model Disclosure Form AXA annuity review Sources for statistical data: 1. AON Hewitt – How 403(b) Plans are Wasting Nearly $10 Billion Annually, and What Can Be Done to Fix It.  …

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An Independent Review of: The AXA EQUI-VEST® (Series 201) contract for employer-sponsored 403(b) retirement plans

Dear Reader, This is a detailed post about a popular 403(b) annuity product, the AXA EQUI-VEST variable annuity. As a participant in a 403(b) account, you have the choice to invest in either mutual funds or annuities. If you work in K-12 school and participate or plan to participate in a 403(b), there is a …

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Retirement Pearls of Wisdom for Teachers

403b pearls of wisdom for teachers

Ask Questions, Save Money When It Comes to Your 403(b) Let’s be honest. Life is busy. Sometimes even knowing what types of retirement options are available to you—or even which ones you have–is difficult enough, without allocating the time to really understand each. Perhaps all too often, things are left to auto-pilot when it comes …

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